Welcome to Life Management® (lifemanagement.com and affiliated sites). We look forward to providing you with practical information that can help you. The following terms ("Terms") apply to you and your use of Life Management Sites. These Terms are an agreement between you and Life Management, and it is important that you understand both the benefits we provide as well as our limitations. When we refer to "Life Management®", we are including "NextSteps®" and "FlyingSolo®".
Acceptance of Terms.
If you utilize our sites or become a member to receive premium information services, you agree to these Terms. These Terms may be updated from time to time, and you are bound by all such changes so you should read these Terms when you access the Life Management Website. Where appropriate, you will see an "I Accept" button agreeing to these Terms. If you do not click "I Accept," you will not be permitted to use or access certain portions or services on our Webistes. You can review the most current version of these Terms at any time at: http://www.Life Management/aboutus/terms.php.
Benefits of Premium Informational Services.
Life Management Services. As part of our dedication to those who read our weekly newspaper columns (NextSteps® and FlyingSolo®), we currently provide users with access to otherwise unavailable or overly complicated information. We also provide shopping services where you can find informational programs that we have designed and produced, premium archived information, and, in the future, ways in which your personal questions can be answered. These products and services are collectively branded as "Life Management® Services". While many of our on-line Life Management® Services are currently provided free of charge, our products can be purchased and access to our extensive archives will be available for a modest annual charge.
While we will try very hard to make your experience with Life Management a informative one, we can not always foresee or anticipate technical or other difficulties. These difficulties may result in loss of data, personalization settings or other service interruptions. Therefore, you agree that Life Management's Services are provided "as is" as we can not warrant technical issues. In addition, Life Management cannot assume responsibility for the timeliness, deletion, misdelivery or failure to store any user data, communications or personalization settings.
Service Changes and Discontinuation.
Life Management reserves the right to change or discontinue, temporarily or permanently, the Service at any time without notice, and you agree that Life Management will not be liable to you or any third party for any modification or discontinuance of the Service.
We respect your privacy. The information you provide helps us make Life Management more useful for you and others who have similar problems or questions. It also enables us to give you updates about our Service. Since we do not share or sell any information, and since we use technology and agreements to protect personally identifiable information that you provide (like your name, age and email address), you should not receive any unauthorized email or postal mail from third parties as a result of giving information to Life Management. If you do, please contact us immediately. Please keep in mind that whenever you voluntarily disclose personal information in Life Management's public areas (should there be public areas in the future), that information can be collected and used by others.
You may cancel your Life Management membership at any time by clicking on the "Cancel Service" link found on your Member Toolbox page. Please keep in mind that extended periods of inactivity may result in your account being canceled. So, please remember to visit us regularly.
Mandatory Procedures and Guidelines.
For the benefit of the entire Life Management community, and to comply with applicable laws, we have a few mandatory guidelines. We hope you will find them reasonable. Please understand, though, that any conduct that violates these procedures and guidelines is grounds for termination of your account and access to our sites. For this reason, we ask that you carefully read and follow them.
Provide Accurate Information.
When you do provide information regarding our premium services or shopping area, you agree to provide true, accurate, current and complete information. We call this collective information "Registration Data". Accurate records help us create a better site and provide us with opportunities to identify new information and services that may interest you. Please update the Registration Data to keep it current and accurate.
Guard your Password.
When you choose to avail yourself of premium informational services, you will receive a password and username upon completing the registration process. You are responsible for maintaining the confidentiality of your password and username. And you are fully responsible for all activities that occur using your password or username. Please notify Life Management immediately of any unauthorized use of your password or username or any other breach of security.
Obey the Law.
You agree not to use the Life Management Service for illegal purposes or for the transmission of material that is unlawful, harassing, libelous (untrue and damaging to others), violative and/or invasive of another's privacy, abusive, threatening, or obscene, or that infringes the copyrights (rights of an owner of written material) or other intellectual property of others.
Restrictions on Use For Other Than Your Personal Use: The names and marks of Life Management®, FlyingSolo®, and NextSteps® are protected by the United States Trademark laws. And the content of these Sites are copyrighted. Use of this information for any purpose other than you're your personal use is prohibited.
Life Management attempts to provide some of the very best content available on the Web. In order to provide much of this content at no charge to you and premium content at minimal annual cost, we must restrict republication and redistribution of text, photos, graphics, audio and/or video materials in any form or medium. Neither content created by Life Management nor content licensed to Life Management (or any portion of such content) may be stored in a computer, except for personal and noncommercial use.
Rights You Grant to Life Management.
Life Management may modify, display, distribute and create new material using such Content on Life Management's affiliated sites for the benefit of providing information to our readers and users. We will never use your name or precise question. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit, and without the payment of any fees, Life Management and anyone Life Management permits may reproduce, display, distribute and create new works of authorship based on and including the Content, again without use of your name.
Life Management Does Not Currently Allow Advertising.
Life Management does not rely on advertisers to help fund the Services that we offer to you. Much of our informational services are fee of charge. Products are available as priced. Premium informational archives are available at a low, annual fee.
When you choose to participate in any of our services, in order to insure that we are able to provide high quality Services that are responsive to your needs, you agree that Life Management employees or appointed contractual representative may have access to your account and records as reasonably needed to investigate complaints.
DISCLAIMER OF WARRANTIES.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF THE SERVICE, INCLUDING ANY OTHER WEB SITES LINKED TO THE LIFE MANAGEMENT SITE, IS AT YOUR SOLE EXCLUSIVE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. LIFE MANAGEMENT EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. LIFE MANAGEMENT MAKES NO WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (v) ANY ERRORS IN THE SOFTWARE WILL BE CORRECTED. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM LIFE MANAGEMENT OR THROUGH OR FROM THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.
Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the above LIFE MANAGEMENT limitations may not apply to you. HOWEVER, TO THE EXTENT THAT ANY PART OF THIS SECTION IS NOT CONSISTENT WITH ANY OTHER PART OF THESE TERMS, THEN THIS SECTION WILL CONTROL.
Life Management Is Not Responsible For Individual Information.
You acknowledge and agree that while Life Management does prescreen all material, the laws of each state are different, and Life Management is not responsible for changes in local law that may affect the answer to questions provided.
LIMITATION OF LIABILITY.
YOU AGREE THAT LIFE MANAGEMENT WILL NOT BE LIABLE FOR ANY HARMS, WHICH LAWYERS AND COURTS OFTEN CALL DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF LIFE MANAGEMENT HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM: (I) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANYONE ON THE SERVICE; (v) TRANSACTIONS OR CONTENT IN CONNECTION WITH ANY WEB SITES LINKED TO THE LIFE MANAGEMENT SITE; OR (vi) ANY OTHER MATTER RELATING TO THE SERVICE.
You agree to protect and fully compensate Life Management and its affiliates, and service providers from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorneys fees) caused by or arising from your use of the Services, your violation of the Terms of Service or your infringement, or infringement by any other user of your account, of any intellectual property or other right of anyone.
Changes in Writing.
This agreement cannot be changed or any of Life Management's rights waived unless Life Management agrees in writing or you agree by either clicking the "I Accept" button, following any changes proposed by Life Management or by another reasonable method requested by Life Management. You may assign this agreement only with Life Management's written approval. Any notices related to the agreement described in these Terms need to Life Management at its addresses below, or any new address that is given in such a notice. The laws of the State of South Carolina apply to this agreement. These Terms are the entire understanding between you and Life Management about the Services.
MORE LEGAL NOTICES
All materials and information available on this site were either written and copyrighted by Life Management®, NextSteps®, FlyingSolo®, or Jan L. Warner or were developed for us by professionals who have licensed their materials to us.
All materials on these sites are not intended either as a substitute for advice from an attorney, CPA, investment professional, or care manager or as an attempt to answer all questions about the specific situations you may encounter. Because all situations are different, because the law of each state varies, and because you may have questions that are not covered in these materials, we urge you not to rely on this material as legal or tax advice and not to make decisions without the advice of a family lawyer and tax expert whom you should consult for appropriate advice about your specific legal and taxation questions. These materials are provided and sold as is, without warranty of any kind, either expressed or implied.
NOTICE SPECIFIC TO ALL CONTENT
This material was developed by or for Life Management® to give you basic information which is not intended either as a substitute for advice from an attorney or as an attempt to answer all questions about situations you may encounter. Because all situations are different, because the law of each state varies, and because you may have questions that are not covered in this material, we urge you not to rely on this material as legal advice and not to make decisions without the advice of a family lawyer whom you should consult for appropriate advice about your specific legal problems. This material, whether provided at no cost or sold, is provided or sold as is, without warranty of any kind, either expressed or implied.
Life Management® Information Corporation
C/o Jan L. Warner
Columbia, South Carolina 29211
Contact By Email