MEDI MINUTES
HCFA Again Improves Medicare Web Site
The Health Care Financing Administration's www.medicare.gov  consumer Internet site now includes expanded information about Medicare benefits and much more.

MONEY MATTERS
Many Americans Mistaken About Retirement & Estate Taxes
A recent survey by American Skandia shows that nearly two-thirds of Americans believe they should stay conservatively invested in retirement rather than investing in equities.

NEWS YOU CAN USE
7 Keys to Retirement
The Richmond Times-Dispatch suggests seven key things to do and to know about later life.

OF INTEREST
Child Abuse & Elder Abuse Closely Linked
A recent study has uncovered a disturbing but not surprising link between child abuse and elder abuse.

TAX TID-BITS
Missing Out on Net Gifts?
For high-net-worth clients who have already exhausted their unified credit amounts, net gifts may offer opportunities to transfer assets to heirs, thereby removing them from the estate, while reducing gift taxes on the transfers.