Financial Resources

Compiled for Flying Solo by
Margorie Engel, © 1994

Resources on Financial Matters

Organizations and publications in this section are listed under four headings including General, Retirement Benefits, Credit Issues, and Business Valuations.

General

After Marriage Ends
Sage Publications, Inc.
2455 Teller Rd.
Newbury Park, CA 91320-2218
Leslie A. Morgan. 1991. Subtitle: Economic Consequences for Mid-life Women. Examines the economic consequences of divorce, separation, and widowhood. Chapters cover topics such as economics and the end of marriage, changing economic fortunes of women after marriage, and remarriage and economic change for mid-life women.

American Association of Retired Persons
601 E St. NW
Washington, DC 20049
Phone: (202)434-2277
Horace B. Deets, Exec.Dir.
Persons 50 years of age or older, working or retired. Commonly known as AARP. Seeks to improve every aspect of living for older people. Provides information on effects of divorce on persons over 50, as well as information and services relating to health care, taxes, crime prevention, financial and retirement planning, and employment. Maintains 20,000 volume library.
Computerized services: AGELINE on-line bibliographic database. Publications: AARP News Bulletin, 11/year. Membership activities newsletter. Modern Maturity, bimonthly. Magazine for persons age 50 and above; contains articles on careers (including part-time employment), the workplace, science and health, investments, personal relationships, and consumer information.
Divorce After 50: Challenges and Choices, 1987. Also publishes books on housing, health, exercise, retirement planning, money management, and travel and leisure.

American Society of Appraisers
PO Box 17265
Washington, DC 20041
Phone: (703)478-2228
Free: 800-ASA-VALU
Fax: (703)742-8471
A. W. Carson, Exec.Dir.
Professional appraisal teaching, testing, and accrediting society concerned with all property. To maintain recognition that members are qualified, objective, unbiased appraisers and advisors of property values; establish members status as expert witnesses before courts, administrative tribunals, agencies, and other governmental and municipal authorities; attain recognition of the profession of value determination in property economics by educational and governmental institutions and bodies Maintains library. Offers a consumer information service to the public.
Programs: Valuation Sciences Degree. Sections: Appraisal Review and Management; Business Valuation; Machinery and Equipment; Personal Property; Real Property; Technical Valuation.
Publications: Business Valuation Review, quarterly. Directory of Accredited Business Appraisal Experts, annual. Directory of Accredited Machinery and Equipment Appraisers, annual. Directory of Accredited Personal Property Appraisers, annual. Directory of Professional Appraisal Services, annual. Directory of Accredited Real Property Appraisers, annual. Directory of Accredited Technical Valuation Specialists, annual. Journal of Appraisal Review and Management, semiannual. Journal of Technical Valuation, 3/year. Machinery and Equipment Appraiser, quarterly. Newsline, bimonthly. Personal Property Journal, quarterly. Real Property Journal, quarterly. Valuation Journal, semiannual. Also publishes monographs, and pamphlets; produces cassettes.

BNA Income Tax Spreadsheet with 50 State Planner
BNA Software
Circulation Dept.
PO Box 40947
Washington, DC 20077-4928
Free: 800-372-1033
Fax: 800-253-0332
Software program. Features include federal and state income tax projections for up to ten years, help messages that provide additional explanation for each tax item, ability to calculate regular tax, state income taxes, self-employment tax, and others. Also determines IRA limitations, and capital gains and losses limitations and carry-overs, and charitable contribution limitations. Calculates minimum tax credit, earned income credit, and credit for health insurance premiums for low-income families.

Breaking Up Is Complex to do
Eric Schmuckler. Forbes, Vol. 142, October 24, 1988, pp. 360(3). Financial implications of divorce law.

Child Care Subsidies, Quality of Care, and the Labor Supply of Low-Income, Single mothers
Mark C. Berger and Dan A. Black. Review of Economics and Statistics, Vol. 74, November 1992, pp. 635(8). A study was conducted to analyze the impact of child care subsidies on the decision of low-income single mothers to work and on the quality of services their children will receive. The study is based on two subsidy programs for Kentucky families. Results show that mothers who receive child care subsidies are more inclined to work and express more satisfaction for the services their children receive.

Child Support, Welfare Dependency, and Poverty
Philip K. Robins. American Economic Review, Vol. 76, September 1986, pp. 768(21). Empirical analysis of policy effect on female-headed families.
ŇA child’s Medical Care After divorce
Mary Rowland. The New York Times, October 3, 1993. Subtitle: Employers Must Now Comply with Court Orders on Coverage. Two provisions included in a new tax law, signed Aug. 10, 1993, may help children of divorced parents get access to medical coverage.


The Complete Guide for Men and Women Divorcing
St. Martin’s Press, Inc.
175 5th Ave.
New York, NY 10010
Phone: (212)674-5151
Melvin Belli and Mel Krantzler. 1990. Offers advice on selecting a lawyer, keeping divorce costs down, communicating with the children, determining the best form of custody and visitation, channeling hostility, and dealing with the mourning process.

The Consequences of Divorce
Haworth Press, Inc.
10 Alice St.
Binghamton, NY 13904-1580
Phone: (607)722-7068
Free: 800-342-9678
Fax: (607)722-1424
Craig A. Everett. 1991. Subtitled: Economic and Custodial Impact on Children and Adults.

Daddy Buys Me Things You Won’t
Claire Safran. Redbook, Vol. 181, October 1993, pp. 130(5). The standard of living of men, unlike that of women, increases when they get divorced, making them more able to buy gifts for their children. This can lead to feelings of anger and guilt in both children and their mothers.

Dealing with a Divorce
Marlys Harris. Money, Vol. 17, June 1988, pp. 86(9). Includes related articles.
Divorce After 50: Challenges and Choices
American Association of Retired Persons
601 E St., NW
Washington, DC 20049
Phone: (202)434-2277
American Association of Retired Persons. 1987. Provides information on divorce-related issues for retirees.

The Divorce Decisions Workbook
McGraw-Hill, Inc.
1221 Avenue of the Americas
New York, NY 10020
Free: 800-722-4726
Margorie L. Engel and Diana D. Gould. 1992. Subtitle: A Planning and Action Guide. Provides practical information and advice in the four primary decision areas of divorce including legal, financial, practical, and emotional. Chapters cover such topics as understanding the divorce process, getting organized, pulling yourself and family together, understanding legal and financial aspects, child custody and support, and structuring the separation agreement. Workbook format helps readers organize and document divorce-related information. Appendix lists professional associations and support groups that provide divorce assistance.


Divorce Dirty Tricks
Lifetime Books
2131 Hollywood Blvd., Ste. 204
Hollywood, FL 33020
Phone: (305)925-5242
Free: 800-771-3355
Fax: (305)925-5244
Joan Brovins and Thomas H. Oehmke. 1992.

Divorce: Getting the Best Deal
Tricia Welsh and Julie Connelly. Fortune, Vol. 127, May 17, 1993, pp. 122(6). It is estimated that between four and five of every ten marriages in the U.S. will end in divorce during the 1990s. Most involved in a divorce will suffer economically unless their case is well handled. Tips for getting the most out of a settlement are described. Includes related articles.

Divorce and Money
Nolo Press
950 Parker St.
Berkeley, CA 94710
Phone: (510)549-1976
Free: 800-992-6656
Violet Woodhouse and Victoria Felton-Collins. 1992. Subtitle: Everything You Need to Know About Dividing Property. Explains how couples going through a divorce can evaluate their assets and negotiate a fair settlement. Helps in understanding investments, pensions, and support payments.

Divorce Taxation
Massachusetts Continuing Legal Education, Inc.
20 West St.
Boston, MA 02111
Massachusetts Continuing Legal Education, Inc. 1989.
Divorce and Taxes
Commerce Clearing House, Inc.
4025 W. Peterson Ave.
Chicago, IL 60646
Commerce Clearing House Staff. 1992.

Divorce Tricks
Laura Saunders. Forbes, Vol. 140, December 28, 1987, pp. 74(2). Congress has changed tax rules for divorce twice in the last three years. Includes related article on Irving Felt divorce case.

Divorce: You Can Do It Yourself
The Forms Man, Inc.
35A Jeffery Blvd., W.
Deer Park, NY 11729
Phone: (516)242-0009
Eric R. Lutker, Ph.D. and Carl F. Wand, Esq. 1992. Step-by-step guide to preparing yourself and your family for a successful divorce. Includes topics such as understanding the law, organizing data, tax and insurance issues, parenting for the future, reaching an agreement, drawing an agreement, and filing for divorce. Appendices include worksheets for collecting data on marital assets, and sample forms such as a Qualified Domestic Relations Order, and Stipulation of Settlement. Chart lists state provisions regarding divorce.

The Dollar Side of Divorce
Ronaleen R. Roha. Changing Times, Vol. 41, May 1987, pp. 94(5). Includes related articles on
finding legal help, and state laws on dividing property.
The Dollars and Sense of Divorce
MasterMedia Ltd.
17 E. 89th St.
New York, NY 10128
Phone: (212)260-5600
Fax: (212)348-2020
Judith Briles. 1988. Subtitle: A Financial Guide for Women. Provides financial advice to divorced or divorcing women in areas such as finding the right attorney, negotiating child and/or spousal support, taxes, and investment opportunities.

The Double Jeopardies of Blended Families
Charles E. Cohen. Money, Vol. 18, March 1989, pp. 77(3). Discusses divorced or widowed parents finance.

Dynamics of Women’s Economic Distress as a Result of Divorce
Dept. of Family Relations and Human Development
Ohio State University
Columbus, OH 43210
Beth S. Catlett and Patrick C. McHenry. 1991. Presentation from the National Council on Family Relations Annual Conference. Covers major research findings demonstrating women’s post-divorce economic decline. Details factors identified as leading to this decline.

Economic Implications of Divorce for Women and Children
University of Florida
Dept. of Sociology
Gainesville, FL 32611
Constance L. Shehan, Jessica Pearson, Stephen J. Harhai, et al. Presentation of the National Council on Family Relations Annual Conference. Reports on the economic implications of the current divorce law for women and children.

Economics of Single-Parent Households
Society, Vol. 30, Nov.-Dec. 1992, p. 2(1). The number of single-parent families is increasing while the number of two-parent families is decreasing. The key reasons are a decrease in the wages of less educated men and an increase in the number of employed women. The increase in the number of single-parent families will lead to reduced household spending.

Fair Share
Prentice-Hall, Inc.
c/o Steve Nelson
11 Dupont Circle, Ste. 325
Washington, DC 20036
Phone: (202)328-6662
Free: 800-223-0231
Fax: (202)332-7122
Monthly newsletter. Deals with the economic issues related to matrimonial law.
Family Money Matters

David Ruben. Parenting, Vol. 7, August 1993, pp. 17(1). The U.S. Census Bureau cites poverty as the primary cause of family dissolution, but an Institute of American Values study links mothers who work full time to the high U.S. divorce rate. Both factors may contribute to family instability.

Family Values and Growth
National Review, Vol. 44, October 5, 1992, p. 19(1). Economic growth and family values are intertwined when it comes to real income for single female parents. The median income for women dropped 5.4 percent in 1991 compared to 1.4 percent for married couples with children. The poverty rate also grew for female-headed families from 33.4 to 35.6 percent.

Financial Fitness Through Divorce
Facts on File
460 Park Ave. S.
New York, NY 10016
Phone: (212)683-2244
Free: 800-322-8755
Fax: (212)213-4578
Elizabeth S. Lewin. 1988. Subtitle: A Guide to the Financial Realities of Divorce.

The Financial Guide to Divorce
United Resources Press
4521 Campus, No. 388
Irvine, CA 92715
Phone: (714)631-8339
Fax: (714)251-0129
Frances Johansen. 1991, 3rd edition. Subtitle: Everything You Need to Know for Financial Strategies During and After Divorce.
For a Single Parent, Financial Security Remains Elusive
Mary Rowland. NEA Today, Vol. 9, September 1990, p. 33(1).

Handbook of Financial Planning for Divorce and Separation
John Wiley & Sons, Inc.
605 3rd Ave.
New York, NY 10158
Phone: (212)850-6000
Fax: (212)850-6088
D. Larry Crumbley and Nicholas G. Apostolou. 1990.

Handbook of Financial Planning for Divorce and Separation: 1993 Cumulative Supplement
John Wiley & Sons, Inc.
605 3rd Ave.
New York, NY 10158
Phone: (212)850-6000
Fax: (212)850-6088
Larry D. Crumbley. 1993.

The Illusion of Equality
University of Chicago Press
5801 S. Ellis Ave.
Chicago, IL 60637
Phone: (312)702-7700
Fax: (312)702-9756
Martha Fineman Albertson. 1991. Subtitle: The Rhetoric and Reality of Divorce Reform.
Addresses social and economic concerns of divorced women. Advocates legislation for reforms in divorce, property, and child custody laws. Also examines the economical disadvantages women face in the workplace. Covers topics such as divorce and separation, economics and the family, family law, and custody and child support.
Internal Revenue Service

Employee Plans Technical and Actuarial Division
1111 Constitution Ave.
Washington, DC 20224
Phone: (202)622-6074
Publications: Call (800)829-1040 for information on publications. IRS publications include Child & Dependent Care Credit, Tax Information for Divorced or Separated Individuals, Educational Expenses, Moving Expenses, Tax Information on Selling Your Home, Taxable & Non-Taxable Income, Basis of Assets, Record Keeping for Individuals & List of Tax Publications, Valuation of Donated Property, and Tax Rules for Children & Dependents.

Investigative Accounting in Matrimonial Proceedings
Prentice Hall Law & Business
Rte. 9W
Englewood Cliffs, NJ 07632
Phone: (201)592-2000
Kalman A. Barson. 1993.

Labor of Division: Taxes After Divorce
Gerald W. Padwe. Nations Business, Vol. 76, July 1988, pp. 56(1).

Learning the Rules on Divorce
Mary Rowland. Working Woman, Vol. 14, September 1989, pp. 69(3). Also includes a related article on how to protect yourself financially during a divorce.
Lone Parenthood: An Economic Analysis
Cambridge University Press
40 W. 20th St.
New York, NY 10011-4211
Phone: (212)924-3900
Fax: (212)691-3239
John F. Ermisch. 1991. Covers single parents employment and welfare benefits.

Love and Money
Margaret Pantridge. Boston Magazine, Vol. 83, February 1991, pp. 44(7). How recession affects social lives and relationships. Cover story.

Loving and Leaving: Winning at the Business of Divorce
Lexington Books
866 Third Ave.
New York, NY 10022
Bernard Rothman. 1991. Practical advice on the financial, legal, and emotional issues that are part of the divorce process. Includes checklists and guidelines for custody negotiation, mediation processes, and related issues.

Marriage and the Other Word Money
Arlene Modica Matthews. Money, Vol. 17, May 1988, pp. 143(7).

The Matrimonial Strategist
Leader Publications
New York Law Publishing Company
111 8th Ave.
New York, NY 10011
Phone: (212)741-8300
Fax: (212)463-5523
Reports on legal strategies and developments in the area of matrimonial law, including such topics as tax considerations, custody, visitation, division of property, and valuation.

Money and the Mature Woman
Addison-Wesley Longman
Rte. 128
Reading, MA 01867
Phone: (617)944-3700
Fax: (617)942-1117
Frances Leonard. 1993. Explains the basics that drive the financial world and shows women how to deal with them.

National Resource Network
3631 Fairmount
Dallas, TX 75219
Phone: (214)528-9080
Fax: (407)835-8628
Beverely Redfearn, Pres.
For-profit. Banks, savings and loan associations, and other institutions united to help individuals with basic financial planning, especially when there is a change in lifestyle (such as marriage, divorce, retirement). Publications: Family Records and Information Book and 20 self-help booklets.

A New Deal in Divorce Taxation
ALI-ABA Video Law Review (Association) American Law Institute
American Bar Association Committee on Continuing Professional Education
4025 Chestnut St.
Philadelphia, PA 19104
1988. Subtitle: Negotiating a Tax-Wise Divorce Settlement in Light of the 1984 and 1986 Tax
Acts.

New Money Rules for Divorce
Barbara Gilder Quint. Glamour, Vol. 84, September 1986, pp. 190(2).
Older Women’s League
666 11th St. NW, Ste. 700
Washington, DC 20001
Phone: (202)783-6686
Fax: (202)638-2356
Joan A. Kuriansky, Exec.Dir.
Also known as OWL. Middle-aged and older women; persons of any age who support issues of concern to mid-life and older women. Offers information on the effects of divorce on older women and on access to health care insurance and pensions. Publications: OWL OBSERVER, 6/year. Membership activities tabloid.

Our Money Our Selves
Consumer Reports Books
101 Trumen Ave.
Yonkers, NY 10203
Phone: (914)378-2613
Fax: (914)378-2903
Ginita Wall. 1992. Subtitle: Money Management for Each Stage of a Woman’s Life. Offers advice on how to manage money when single, married, divorced, widowed, or retired.

Our Turn
Long Island University Press
University Plaza
Brooklyn, NY 11201
National Center for Women and Retirement Research. 1993. Subtitle: Taking Control of Your Life and Money. Provides information and financial guidance to help women manage their finances and build a secure future.

Smart Ways to Save Money During and After Divorce
Nolo Press
950 Parker St.
Berkeley, CA 94710
Phone: (510)549-1976
Free: 800-992-6656
Fax: (510)548-5902
Victoria Felton-Collins, Ginita Wall. 1994.

So You Think You Have Better Things to Do Than Stay Married
Vantage Press, Inc.
516 W. 34th St.
New York, NY 10001
Phone: (212)736-1767
Free: 800-882-3273
Hans R. Hailey. 1991. Explains the process of divorce, and offers advice on determining if a divorce is really the answer. Provides information on settlement agreements, division of marital property, alimony, finding an attorney, divorce taxes, and retirement benefits.

Taking a Less Taxing Road to Divorce
Denise Lamaute. Black Enterprise, Vol. 17, July 1987, pp. 29(2).
Tax Aspects of Marital Dissolution
Callaghan and Co.
155 Pfingsten Rd.
Deerfield, IL 60015
Phone: (708)948-7000
Free: 800-221-9428
Fax: (708)948-9340
Harold G. Wren. 1992. Discusses the tax law relating to marital dissolution before and after the 1984 and 1986 tax reform acts.

Tax Strategies in Divorce
John Wiley & Sons, Inc.
605 3rd Ave.
New York, NY 10158-0012
Phone: (212)850-6000
Free: 800-225-5945
Dennis C. Mahoney. 1991.

Tax Strategies in Divorce: 1992 Supplement
John Wiley & Sons, Inc.
605 3rd Ave.
New York, NY 10158-0012
Phone: (212)850-6000
Free: 800-225-5945
Dennis C. Mahoney. 1992.

The Valuation Expert in Divorce Litigation
Publication Planning & Marketing
American Bar Association
750 N. Lake Shore Dr.
Chicago, IL 60611
Robert B. Moriarty and David J. Zaumeyer. 1992. Subtitle: A Handbook for Attorneys and
Accountants. Chapters cover such topics as the discovery process in divorce; professionalism of the accountant in divorce litigation; accountants as expert witnesses; valuing marital assets; direct examination and cross-examination; and presenting tax and financial information for domestic relations trials.

Valuation Strategies in Divorce
Wiley Law Publications
7222 Commerce Ctr. Dr., Ste. 240
Colorado Springs, CO 80919-9809
Robert E. Kleeman, Jr. 1992. Guide for establishing plausible values on all items of marital property, including business assets, personal property, and other investments.

Where Have All the Fathers Gone? Families in Poverty
National Council on Family Relations
3989 Central Ave. NE, Ste. 550
Minneapolis, MN 55421
Shirley M.H. Hanson. 1991. Presentation of the National Council on Family Relations Annual Conference. Reports on research conducted on the role of men in families and fatherhood.

A Woman’s Guide to Divorce and Decision Making
Fireside
Simon & Schuster Inc.
Simon & Schuster Bldg.
1230 Avenue of the Americas
New York, NY 10020
Phone: (212)698-7000
Christina Robertson. 1989, first Fireside edition. Subtitle: A Supportive Workbook for Women Facing the Process of Divorce. Chapters cover emotional support, decision making, legal assistance, divorce settlement, children, money, careers, social life, and assertiveness. Includes a bibliography, and lists organizations or associations that assist divorcing women.

Women and Divorce: Good News
Marion Asnes. Vogue, Vol. 177, March 1987, pp. 202(1). Examines how tax changes work for the
benefit of women.
Women and Divorce: Turning Your Life Around
Long Island University Press
University Plaza
Brooklyn, NY 11201
National Center for Women and Retirement Research. 1993. Offers advice on dealing with the emotional issues of divorce, employment, health, legal matters, and money management.

Women, Work, and Divorce
State University of New York Press
State University Plaza
Albany, NY 12246
Phone: (518)472-5000
Fax: (518)472-5038
Richard R. Peterson. 1989. Long-term study measuring the economic impact of divorce on over 5,000 women. Individual employment patterns, history, and family conditions are examined.

Your Taxes After Reform
Consumer Reports, Vol. 53, March 1988, pp. 142(5).
You’re Entitled!: A Divorce Lawyer Talks to Women
Contemporary Books, Inc.
180 N. Michigan Ave.
Chicago, IL 60601
Phone: (312)782-9181
Fax: (312)782-2157
Sidney M. De Angelis. 1989. Subtitle: Everything You Need to Know to Ensure Your Financial Security and Emerge a Winner. Provides tips to women facing a divorce such as how to find the right divorce attorney, what papers to find and save before the separation, how to avoid custody litigation, fair division of marital property, alimony, and child support.

Retirement Benefits
Congressional Caucus for Women’s Issues
2471 Rayburn House Office Bldg.
Washington, DC 20515
Phone: (202)255-6740
Bipartisan legislative service organization of the U.S. House of Representatives with the goal of improving the status of American women and eliminating discrimination built into many federal programs and policies Supports legislation to improve women’s status; has arranged regular meetings with cabinet officers and administration officials to establish a dialogue with the executive branch on issues concerning women. Focuses on equal treatment of women regarding Social Security, federal and private pensions, insurance, and child support enforcement.

Ex-Military Spouses Pension Fight
Rowan Scarborough and Valerie Richardson. Insight, Vol. 6, April 30, 1990, p. 50(1). Service members challenge law on military retirement pay.
Ex-Partners of Servicemen (Women) for Equality
PO Box 11191
Alexandria, VA 22312
Phone: (703)941-5844
Mary Wurzel, Pres.
Also known as EXPOSE. Ex-military spouses whose purpose is to alert members of Congress to the need for change in laws concerning military benefits after divorce. Aims to educate past, present, and future military spouses as to the state of their benefits after divorce. Seeks legislation that treats marriage as an economic partnership. Feels that in the event of divorce, retirement pay should be divided (prorated). Has achieved legislation for the direct payment of court-awarded monies from ex-spouses retirement pay for alimony, child support, property settlement, medical care for most of those already divorced and those contemplating divorce, and courts ability to award survivor benefits. Maintains hot line, (703)255-2917. Publications: Ex-Partners of Servicemen (Women) for Equality Newsletter, bimonthly. Also publishes A Guide for Military Separation or Divorce (booklet).

Family Values: The Bargain Breaks
The Economist, Vol. 325, December 26, 1992, pp. 37(4). Several new studies analyze the long-term socioeconomic effects of rising divorce rates on all family members.

Federal Retirement Plans: Division of Benefits at Divorce
Divorce Taxation Education
1710 Rhode Island Ave. NW, Ste. 600
Washington, DC 20026
Marjorie A. O’Connell and Steven D. Kittrell. 1988.

For Divorced Women, It Pays to Know All About Social Security Benefits
Andree Brooks. The New York Times, Vol. 142, July 3, 1993, pp. 25(N), 31(L). Shows how too few women apply for spousal portion of former husband’s Social Security pension.

How to Protect Your Spousal Rights
Contemporary Books, Inc.
180 N. Michigan Ave.
Chicago, IL 60601
Phone: (312)782-9181
Fax: (312)782-2157
Tom Biracree. 1991. Subtitle: The Complete Guide to Your Legal and Financial Rights. Offers advice on how to negotiate the best prenuptial agreement, safeguarding financial assets, enforcing alimony and child-support obligations, and preserving social security, pension, and insurance benefits.

International Foundation of Employee Benefit Plans
18700 W. Bluemound Rd.
Brookfield, WI 53045
Phone: (414)786-6700

National Action for Former Military Wives
1700 Legion Dr.
Winter Park, FL 32789
Phone: (407)628-2801
Lois N. Jones, Pres.
Seeks federal legislation that: provides for retroactive, pro-rata sharing of military retirement pay; requires mandatory assignment of the Survivors Benefit Plan to current and former spouses of service members; restores all medical, commissary, and exchange privileges to former spouses; prevents instances of double taxation on benefits shared by ex-spouses. Holds monthly support meeting to advise former military wives and those in the process of divorce. Offers children’s services; compiles statistics. Publications: Newsletter, 2-4/year.

National Association of Retired Federal Employees
1533 New Hampshire Ave., NW
Washington, DC 20036
Phone: (202)234-0832
National Center on Women and Family Law
799 Broadway, Rm. 402
New York, NY 10003
Phone: (212)674-8200
Fax: (212)533-5104
Laurie Woods, Exec.Dir.
Litigates and provides technical assistance to legal services staff and other advocates on women’s issues in family law. Provides consultations and participates in impact litigation as co-counsel or amicus. Maintains files on custody, support, divorce, division of property, battery, and rape; other resources include a comprehensive state-by-state resource library on women’s issues in family law.

National Conference of State Social Security Administrators
Social Security Div.
Employees Retirement System of Georgia
2 Northside 75, Ste. 300
Atlanta, GA 30318
Phone: (404)352-6414
Fax: (404)352-6431
Jim Larche, Deputy Dir.
State social security administrators (52) and their subordinates (150). Encourages exchange of ideas on the administration of social security programs for public employees. Committees: Arrangements; Auditing; Federal-State Procedures; Hospitality; Legislative; Research and Information; Resolutions; Time and Place. Special Committees: Government Communication Work Group; Handbook Revisions; PL 97-123 Work Group; Reporting Policies Work Group. Publications: Directory, periodic. History, periodic. Manual of Operating Procedure for State Administrators, periodic. Proceedings, annual. Roster of Administrators, annual.

National Organization to Insure Survival Economics
c/o Diana D. DuBroff
12 W. 72nd St.
New York, NY 10023
Phone: (212)787-1070
Diana D. DuBroff, Dir.
Also known as NOISE. A One woman crusade to help the victims of divorce; to promote
programs for and to find new ways and means to cope with support problems for a family after a divorce. Is forming research and education programs. Supports the idea of divorce insurance, to be given as a wedding gift by parents and grandparents or to be taken out at the time of marriage and to insure child support if the marriage should end in divorce. According to DuBroff, no enforcement laws would be necessary if support were insured and property settled before spouses file for divorce. DuBroff also advocates homemakers services insurance. Seeks to persuade insurance companies to provide Single Parent Living in Poverty (SLIP) coverage by circulating a petition. Sponsors the Institute for Practical Justice, a nationwide educational service which helps people resolve disputes and avoid litigation. The institute produces Practical Justice by a Creative Lawyer (a cable television series) and sponsors seminars and lectures.

Overcoming QDRO phobia and Other Pension Related Fears in Divorce Cases
Massachusetts Continuing Legal Education, Inc.
20 West St.
Boston, MA 02111-1219
Phone: (617)482-2205
Ronald A. Witmer, et al. 1991.

The Pension Answer Book: Fifth Edition
Panel Publishers, Inc.
36 W. 44th St., Ste. 1316
New York, NY 10036
Phone: (212)354-4545
Free: 800-234-1660
Fax: (212)302-5119
Joseph R. Simone and Fred R. Greene. 1990. Encompasses basic information on the
terminology,